“No Bull” facts about Airbrush Tanning

Chapter 11: Page 2 of 2
Table of Contents | Chapter 12

Chapter 11:  Do I Need Airbrush Tanning Insurance? (cont.)

Does my Airbrush Tanning Insurance cover mobile operations? The answer is yes and no. Most companies offer a rider at additional cost to cover mobile operations. Without this rider or independent contractors policy you carry no insurance with you off premises. The independent contractors policy covers one system and the technician operating it. Essentially the policy insures the system regardless of the operator. A separate policy is required for each system that will be used on a mobile basis.

What could possibly happen during an airbrush tanning session that someone can sue me for? The possibilities are as endless as your customers and their attorney’s imaginations. As we are all too aware, this can be a very broad list. For obvious reasons, I will refrain from listing the possibilities, as this site is accessible to the general public. I certainly do not want to put any ideas out on the table for all to see. For more information on insurance and how you can limit your risks please feel free to contact Scentual Sun or visit Insurtec, Inc. at http://www.insurtecinc.com/services/airbrush.html

Table of Contents | Chapter 12